Unlock Funds with Your Property

Low Interest | High Loan Amount | Easy Approval

Use your property to get funds for business or personal needs with flexible repayment options.

Get the Best Loan Against Property Offers from Top Banks with FinanVita

Compare Loan Against Property Offers from Top Banks

Bank / NBFC	Interest Rate	Loan Amount	Tenure	FinanVita Pick ⭐
Bajaj Finserv LAP	8% - 20%	Up to ₹5Cr	Up to 15 Years	⭐ Best Rate
HDFC Bank LAP	8.55% - 13%	₹49L - ₹5Cr	Up to 15 Years	⭐ Trusted
ICICI Bank LAP	11.1% - 12.25%	₹10L - ₹5Cr	Up to 15 Years	⭐ Easy Process
Axis Bank LAP	9.25% - 10%	₹5L - ₹5Cr	Up to 15 Years	⭐ Flexible
IDBI Bank LAP	9% - 12.8%	Up to ₹10Cr	Up to 15 Years	⭐ Popular
Kotak Bank LAP	9.5% - 12.5%	₹10L - ₹5Cr	Up to 15 Years	⭐ Low Charges
IDFC FIRST Bank LAP	9.5% - 17%	₹10L - ₹15Cr	Up to 15 Years	⭐ High Amount
RBL Bank LAP	9.5%	₹3L - ₹10Cr	Up to 15 Years	⭐ Quick Approval
Federal Bank LAP	9.5% - 14%	₹50L - ₹3Cr	Up to 15 Years	⭐ Trusted Bank
YES Bank LAP	12% - 16%	₹3L - ₹5Cr	Up to 15 Years	⭐ Easy Eligibility
CITI Bank LAP	10.95%	₹5L - ₹5Cr	Up to 15 Years	⭐ Premium
HSBC LAP	8.45% - 13.5%	₹3L - ₹60Cr	Up to 15 Years	⭐ Global Bank
IndusInd Bank LAP	8.5% - 13.5%	₹30K - ₹50L	Up to 15 Years	⭐ Quick Process
DCB Bank LAP	8.5% - 20.6%	₹2L - ₹10Cr	Up to 15 Years	⭐ Flexible Terms
Housing Development Finance Corp LAP	8.95% - 12.2%	₹8L - ₹1.5Cr	Up to 15 Years	⭐ Trusted Choice
IndiaBulls LAP	9.75%	₹30L - ₹5Cr	Up to 15 Years	⭐ Fast Disbursal
Godrej Housing Finance LAP	9.5%	₹5L - ₹15Cr	Up to 15 Years	⭐ Reliable
Poonawalla Fincorp LAP	9.5%	₹2L - ₹25Cr	Up to 15 Years	⭐ No Foreclosure
L&T Finance LAP	9.4% - 13%	₹3L - ₹7Cr	Up to 15 Years	⭐ Quick Approval
Aditya Birla Finance LAP	9.35% - 17.5%	Up to ₹75Cr	Up to 15 Years	⭐ High Value
Edelweiss Financial Services LAP	9.25% - 16.95%	₹1L - ₹2Cr	Up to 15 Years	⭐ Smooth Process
Punjab National Bank Housing Finance LAP	9% - 15.25%	₹2L - ₹5Cr	Up to 15 Years	⭐ Government Backed
DHFL LAP	9% - 16.5%	Up to ₹10Cr	Up to 15 Years	⭐ Popular Choice
Capital First LAP	8.75% - 20%	₹15L - ₹1Cr	Up to 15 Years	⭐ Flexible EMI
Hero Housing Finance LAP	9.5%	₹1L - ₹1Cr	Up to 15 Years	⭐ Fast Service
Tata Capital Financial Services LAP	9.5% - 17%	₹10L - ₹1Cr	Up to 15 Years	⭐ Trusted NBFC
Tata Capital Housing Finance LAP	10.1%	₹10L - ₹7.5Cr	Up to 15 Years	⭐ Easy Approval
Ujjivan Small Finance Bank LAP	10% - 15%	₹10L - ₹30Cr	Up to 15 Years	⭐ Small Finance
Cholamandalam Finance LAP	10% - 19%	₹5L - ₹7.5Cr	Up to 15 Years	⭐ Flexible
Hero FinCorp LAP	11% - 17%	₹20L - ₹7.5Cr	Up to 15 Years	⭐ Business Friendly
Piramal Finance LAP	11.5%	Up to ₹2Cr	Up to 15 Years	⭐ Quick Approval
Muthoot Finance LAP	15.25% - 18.25%	₹2L - ₹35L	Up to 10 Years	⭐ Easy Documentation

Rates are indicative and may vary based on applicant profile and lender policies.

Calculate Your Loan Against Property EMI

Loan Amount

Interest Rate (%)

Tenure (Years)

Monthly EMI: ₹ 0 Total Interest: ₹ 0 Total Payment: ₹ 0

Loan Against Property Features & Benefits

High Loan Amount

Lower Interest Rates

Long Tenure

Multi-purpose Usage

Loan Against Property Eligibility

Documents Required

Identity Proof

PAN Card
Aadhaar Card
Passport
Voter ID Card
Driving License

Residence / Address Proof

Aadhaar Card with Address
Utility Bills (Electricity / Water / Telephone Bill)
Passport
Rental / Lease Agreement
Bank Account Statement

Bank Statements

Last 3–6 Months Bank Account Statements
Salary Account Statement (if salaried)
Business Account Statement (if self-employed)

Income & Salary Proof

Latest Salary Slips
Form 16
Income Tax Returns (ITR) for the Last 2 Years
Employment Proof / Employee ID

Property Documents

Scanned Copy of Property Documents
Property Ownership Documents
Sale Deed / Title Deed
Approved Property Plan
Property Tax Receipts

For Self-Employed Applicants

Business Registration Proof
GST Registration Certificate
Business Bank Statements
Audited Financial Statements
Business Continuity Proof