Terms & Conditions

Welcome to FinanVita India Private Limited. These Terms & Conditions govern your access to and use of our website, products, and services. By accessing or using our platform, you agree to comply with these terms in full.

1. Introduction

FinanVita India Private Limited is a financial services platform that connects users with banks, NBFCs, and financial institutions for various loan products. We act solely as an intermediary and do not directly lend money.

2. Acceptance of Terms

By using our website, you confirm that:

• You have read and understood these Terms & Conditions
• You agree to comply with all applicable laws and regulations
• You accept these terms without limitation or qualification

3. Eligibility Criteria

• You must be at least 18 years of age
• You must provide accurate and complete information
• You must be legally capable of entering into binding agreements

4. Services Provided

FinanVita offers assistance in:

• Home Loans
• Personal Loans
• Business Loans
• Loan Against Property

We help users compare loan offers and connect them with appropriate lenders.

5. No Guarantee of Approval

FinanVita does not guarantee:

• Loan approval
• Interest rates
• Processing time
• Loan disbursal

All decisions are taken by the respective banks or NBFCs.

6. User Responsibilities

• Provide accurate and truthful information
• Not engage in fraudulent activity
• Maintain confidentiality of personal details
• Use the platform only for lawful purposes

7. Data Usage & Consent

By submitting your information, you consent to:

• Sharing your details with partner banks/NBFCs
• Receiving calls, SMS, or emails related to loan services
• Use of your data for processing applications

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, services, or privacy practices.

9. Fees & Charges

FinanVita may charge service or facilitation fees. All applicable charges will be communicated transparently before processing.

10. Intellectual Property

All content including text, logos, graphics, and design is the property of FinanVita India Private Limited and cannot be used without permission.

11. Limitation of Liability

FinanVita shall not be liable for:

• Any financial loss
• Delay in loan processing
• Rejection of loan applications
• Issues arising from third-party lenders

12. Indemnification

You agree to indemnify and hold FinanVita harmless against any claims, damages, or losses arising from your use of the platform.

13. Termination

We reserve the right to suspend or terminate access to our platform at any time without prior notice.

14. Modification of Terms

We may update these Terms & Conditions at any time. Continued use of the website constitutes acceptance of updated terms.

15. Governing Law

These terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of Jaipur, Rajasthan.

16. Contact Details

FinanVita India Private Limited
Email: info@finanvita.com
Phone: +91 8504055055
Address: 2nd Floor, Gate No. 2 Nandwana Mansion,
Sansar Chandra Road, Sindhi Camp,
Jaipur, Rajasthan – 302001